Three paths toward financial clarity
Each designed for a different starting point and pace — all sharing the same commitment to accessible, dignified education.
Back to HomeOur Approach
All Bạch Liên programs share a consistent methodology: introduce a concept simply, connect it to a real Vietnamese example, practice it in a low-pressure setting, and provide printed reference material to take home. This four-step rhythm — called the Lotus Learning Format — ensures that understanding is layered, not rushed.
Digital Banking Confidence Sessions
A practical 3-session program helping participants become comfortable with online banking platforms, mobile payment applications, and digital financial tools commonly used in Vietnam. Each session takes place in a hands-on environment with guided screen-by-screen walkthroughs.
Participants bring their own devices, and facilitators provide patient, step-by-step support. Topics include account security practices, mobile transfers, bill payments, and reading digital account statements. Printed quick-reference cards are provided for take-home use.
What You'll Cover
- Setting up and navigating Vietnamese banking apps
- Account security and recognising scam patterns
- Mobile transfers and bill payments step by step
- Reading and understanding digital account statements
- Using mobile payment tools like VNPay and MoMo
Session Sequence
Smart Spending & Debt Awareness
A thoughtful 6-session program addressing everyday financial decisions with dignity and practicality. Topics cover understanding interest rates on common loan products, distinguishing between productive and unproductive borrowing, managing existing obligations, and building healthier spending patterns.
The course uses Vietnamese-specific examples including common local lending practices and consumer credit products. Group discussions are encouraged but never required, and all personal financial details remain private. Includes a personal spending journal and reference guide.
Session Sequence
Holistic Wealth Awareness Program
A 14-week comprehensive program for participants who want a thorough grounding in financial knowledge spanning savings, investments, insurance understanding, property considerations, and intergenerational wealth management.
Each week combines educational content with reflective exercises, allowing participants to apply concepts to their own lives at their own pace. Includes access to a private online resource library, monthly group discussion circles, and four individual consultation sessions with a financial educator. The program respects that financial wellbeing encompasses more than numbers — it includes peace of mind and family harmony.
Program Includes
- 14 weekly group sessions covering all major financial topics
- 4 individual consultation sessions with a financial educator
- Access to private online Vietnamese financial resource library
- Monthly group discussion circles (optional participation)
- Reflective exercises for real-life application
- Staged payment arrangements available
Choosing Your Program
Not sure which program suits you? This overview helps clarify what each offers and who each is best suited to.
| Digital Banking | Smart Spending | Holistic Wealth | |
|---|---|---|---|
| Duration | 3 sessions | 6 sessions | 14 weeks |
| Printed materials | |||
| Online resource library | |||
| Individual consultations | 4 sessions | ||
| Staged payment available | |||
| Best for | Those new to digital banking tools | Those reviewing spending & debt | Those seeking broad financial grounding |
| Fee | 4.000.000 ₫ | 8.600.000 ₫ | 30.000.000 ₫ |
Shared Standards
Across all three programs, the same core commitments apply.
No Disclosure Required
Personal finances stay private. Group learning happens through shared examples, not individual assessments.
Max 12 Participants
All sessions are capped at 12 to maintain a calm, accessible environment where questions are easy to ask.
Annual Review
Every program curriculum is reviewed and updated each year against current Vietnamese financial regulations and products.
Voluntary Discussion
Group discussions are offered at every session. Participation is always optional and never influences how sessions are run.
Not sure which program is right for you?
Send us a message and we'll talk through your situation and goals — with no obligation and no pressure.
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